Wes Stevens has spent two decades helping Texas seniors and retirees avoid the small Medicare mistakes that cost thousands. No pressure, no jargon — just a straight answer for your situation.
Advantage, Medigap, Part D, TRS-Medicare comparisons — matched to your doctors, meds, and budget.
Term and permanent policies structured to protect the people who depend on you — without overpaying.
Individual and family plans for the years before Medicare, and options for early retirees.
People auto-enroll without comparing options. They copy a friend's "great" plan without checking their own doctors. They skip prescription coverage because they're healthy today. Or they assume their retiree coverage is automatically the best fit. Those simple mistakes cost Texas retirees thousands every year.
My job isn't to sell you a plan. It's to sit with you, understand your situation, and help you pick a path you'll still feel good about a year from now.
More about WesNames and cities kept, some details generalized for privacy.
Copied a friend's Advantage plan — lost her cancer specialist.
Barbara enrolled in the same Medicare Advantage plan as one of her closest friends. After enrolling, she discovered her cancer specialist of 8 years was no longer covered. We caught it in time — but many people don't.
Stayed with default TRS coverage — paid more than needed.
Joan auto-enrolled in TRS-Medicare without comparing. She may have overpaid in annual premiums, and hit network issues visiting her grandkids in Oklahoma. The coverage wasn't 'bad' — it just wasn't the best fit for her life.
Skipped Part D because she was healthy. Then one diagnosis…
No meds, so no Part D. Reasonable at the time. Then a diagnosis required medication costing hundreds a month — plus a permanent Part D penalty, and a wait for the next enrollment window.
Ask Wes AI — a short, conversational Medicare check-in built on Wes's 23 years of guidance. A licensed Texas advisor follows up personally. No cost, no pressure.